BFA Global developed and piloted a tool to conduct a country assessment on demand, supply, and regulatory considerations for cost of and access to efficient, reliable, and cheaper regulated remittance channels that could also be used to further link remittances with broader financial services (e.g., informal savings groups, deposit and savings account, payments, credit, and insurance). The tool is primarily used by UNCDF and UNHCR (internally) to inform the development of UNCDF-UNHCR strategy and approaches.