How It Works

To date, financial inclusion measurement has globally focused on two key indicators: access and use. This framework has enabled comparisons across countries. By this measure, only 47% of Mexican adults have a formal deposit instrument, while 31% have formal credit. However, the existing framework only focuses on measuring financial inclusion outputs, but it does not measure outcomes that reflect the extent to which financial inclusion actually contributes to improve people’s ability to manage daily expenses, builds their resilience to financial shocks, enables them to achieve life goals and take advantage of opportunities for economic mobility.