BFA Global is a consulting firm that works with strong, dedicated partners to build a more sustainable and equitable world. A world where innovations empower people to become agents of their own future. A world where financial products and services are accessible, affordable, and appropriate to disadvantaged and vulnerable people. A world that sees individuals, organizations, and communities moving to, and remaining on, a pathway towards prosperity. A world that addresses humanity’s common and pressing challenges for the benefit of all. Today, tomorrow, and for the future.

Our work focuses on eight areas where we see the greatest need for our expertise, and the greatest potential to drive change and impact:

BFA Global has contributed substantially to shaping the world of digital financial services to create value for customers and institutions. The future looks bright as new opportunities arise in the digital economy for millions of people who our work aims to support.

Access to Basic Services

Our work aims to improve low-income people’s access to vital social and public services BFA Global takes the impact of finance beyond financial inclusion. Combining data, technology, and financial services, our work aims to improve low-income people’s access to vital … Continue reading →

Business Innovation

BFA Global uses its proprietary analytics and tools to guide businesses on strategies to pursue in the digital era, providing evidence-based insights on top line (revenue potential, pricing and channel development) and bottom line (costing and efficiency). This includes research … Continue reading →

Enabling Tech

BFA Global applies modern technologies (e.g., machine learning) and methodologies (e.g., lean product design, agile software development, prototyping) to create meaningful solutions for both the public and private sectors, reducing costs and risks for service providers while strengthening the business … Continue reading →

Livelihoods & the Digital Economy

At BFA Global, our work harnesses digital innovations to improve opportunities and working conditions for those who do not achieve – or pursue – employment in the formal sector.  In the financial diaries, we explored the financial lives of low-income … Continue reading →

Financial Health

With major advances in financial inclusion over the previous decade, the industry is shifting its focus to ensuring that inclusion translates to financial well-being. BFA Global is one of the leading participants in the global discussion on how to practically … Continue reading →

Inclusive Finance

Having suitable financial services readily available is absolutely key to individuals to sustain themselves and their households, and to their businesses to innovate and grow in entrepreneurial environments. Access to convenient, reliable, and affordable financial products and services that meet … Continue reading →

Inclusive Fintech

1.7 billion people worldwide remain unbanked and over 3 billion are underserved. Technology and digitization, however, driven by greater cellular connectivity, rising smartphone penetration, and lower-cost technologies, are making it easier to provide these customers with a wide range of … Continue reading →

Policy & Regulation

Financial markets are increasingly complex and data-rich. Enabling an integrated ecosystem is critical for creating the types of financial solutions that will help low-income people improve their lives. We work with policymakers, regulators, and the private sector to create a … Continue reading →